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Checklists & Sample Forms

  • Checklist - Debts to Pay First - Checklist of suggested financial priorities, beginning with items like food and other necessities, to help those having financial problems devise a strategy for paying down debts and balancing a budget.
  • Sample "Cease Communications" Letter to Creditor - Sample “cease communications” letter to stop creditors from calling and sending letters demanding payment for debts, in accordance with your rights under the Fair Debt Collection Practices Act.
  • Sample Budget - A sample household budget to help families organize their income and expenses, with directions on how to calculate your average monthly discretionary income.
  • Sample Personal Financial Statement - Sample form to help individuals and households determine the value of their finances at a given point in time or to monitor fluctuations in the value of assets.
  • Sample Billing Dispute Letter - Sample letter to send creditors when disputing a billing statement, including a synopsis of important legal requirements (such as required billing statement disclosures and time limits for responding).  
  • Sample Request For Credit Report If You Have Recently Been Denied Credit - Sample credit report request letter for consumers who have recently been denied credit, including contact information for the three main credit reporting agencies.
Next Steps
Contact a qualified debt and bankruptcy attorney to find out your options
for navigating the best path forward.
(e.g., Chicago, IL or 60611)

Help Me Find a Do-It-Yourself Solution