Student Loan Relief and Bankruptcy

As the cost of a college education has risen, so has the number of graduates carrying a substantial amount of student loan debt. Ideally, students use their degrees to land well-paying jobs and quickly pay off their loans. But job markets are cyclical and careers don't always go according to plan. This section covers the basics of student loan debt relief and the various options available to debtors. Topics include the different ways graduates can repay their loans, options for debtors who simply cannot afford to repay their student loan debts, and the consequences of defaulting on one's student loans. Check out FindLaw's Guide to Student Loan Debt for a printer-friendly reference guide with summaries on how to handle your debt, and what to do if you cannot afford payments.

Learn About Student Loan Relief and Bankruptcy

Difficulties with Student Loan Repayment: Options
Student loans can be a big financial burden. This article explains several options available to those who are unable to repay their student loans, including student loan deferments and forbearances.
What Happens after a Student Loan Default?
Lenders have a number of tools at their disposal in order to collect on student loans in default. Find out about some of the consequences that can result from a default on student loan debt.

Options for Student Loan Repayment
A number of payment options are available to those who are struggling with their student loan debt. Learn about some of the most popular student loan repayment options, like income-based repayment and refinancing.
Checklist: Which Debts to Pay First
Prioritizing your debts can help you cut down on your debt burden in the most efficient way possible. Use this checklist to determine which types of debts you should tackle first.

Student Loan Relief and Bankruptcy Articles