Debt Collection Laws
- The Fair Debt Collection Practices Act
Take a look at one of the primary laws outlining consumers' rights with respect to debt collectors. Learn about the restraints placed on debt collectors and the different forms of prohibited behavior.
- Your Rights Under the Credit CARD Act
A guide to your rights as a credit cardholder under the CARD Act. This article offers an overview of the protections offered under the Act, including notice and disclosure requirements.
- Dealing with Debt Collectors
A collection of commonly asked questions about debt collection and your rights. Find answers to your questions about prohibited debt collection practices, your rights under the FDCPA, and what you can do to stop harassment.
- State Interest Rate Laws
This section offers a collection of state law summaries dealing with permissible interest rates. Find your state’s interest rate laws to determine the maximum rates, exceptions to the limits, and more.
- Dealing with Creditors Informally
A guide to working with creditors in order to repay your debts. Learn about your debt relief options as a debtor, including repayment plans, credit counseling organizations, workouts, and more.