Chapter 7 bankruptcy protection allows debtors to get rid of most of their debts and start over with a clean slate. But it also has its drawbacks, including the loss of property and a depressed consumer credit score. This section contains in-depth information about Chapter 7 bankruptcy; including eligibility under the "means" test, types of debts that cannot be discharged and other tips to help you with the process. You can also start by downloading FindLaw's Guide to Chapter 7 Bankruptcy [pdf].