Repayment Plan

One of the main goals in a Chapter 13 bankruptcy case is to have a repayment plan approved at the end of the initial process. A Chapter 13 repayment plan establishes a very specific, regular way in which a debtor goes about paying off his or her debts. That usually involves making monthly payments to the trustee. The trustee then distributes specifically outlined payments to all creditors according to the plan. However, bankruptcy laws vary in how they treat different kinds of debt. In this section, you’ll find articles on how Chapter 13 repayment plans work, how secured and unsecured debts are treated, and more on the process.

Learn About Repayment Plan

The Repayment Plan and Confirmation Hearing
An overview of Chapter 13 repayment plans, including how they’re formulated, the approval process, and how “secured” and “unsecured” creditors are typically treated under the plans. In addition, find out what goes on at the confirmation hearing.
Debtors' Obligations under Chapter 13
A guide to a debtor’s obligations in Chapter 13 bankruptcy. Learn about what debtors must do to successfully file, including how to complete the necessary forms, filing fees, and repayment plan.
Debts After a Discharge
While most debts are discharged in a Chapter 13 bankruptcy, there are certain exceptions. Learn about the types of debts that are not discharged, including alimony, child support, and student loan debts.

Checklist for Chapter 13 Filers
A helpful checklist of tasks you’ll need to complete in order to successfully file a Chapter 13 bankruptcy. This article offers brief descriptions of crucial steps in the bankruptcy, including the filing, meeting with creditors, and more.
Chapter 13 Bankruptcy Rules FAQ
Answers to common questions about Chapter 13 bankruptcy and the process involved. Find answers to your questions about Chapter 13 eligibility, the automatic stay, repayment plans, the effect on student loan debt, and more.
Chapter 13: How it Works
A step-by-step guide to the Chapter 13 process. Learn about what steps to take and when to take them, including filing the bankruptcy petition, paying administrative fees, meeting with creditors, and attending a repayment plan hearing.

Repayment Plan Articles