Working in law enforcement. Full-time law enforcement and corrections officers can cancel some older Perkins loans.

Attended a trade school. Many former students were lulled into taking out student loans to attend a trade school, only to have the school doors close before they could finish the program. Other students were falsely certified by school officials as being able to benefit from the loan. If this happened to you, you may be able to cancel 100% of your federal student loan.

Victim of identity theft. If someone forged your signature on a loan application or promissory note, you should be able to get the loan canceled.

Withdrew from school but never received a refund. Students who withdraw from a school or sign up and never attend should generally receive a refund for the portion of the course they did not complete. This refund rule applies only to students who completed less than 60% of the course. If you were entitled to but never received a refund, you may cancel your loan up to the amount of the refund plus fees and interest.