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Debts that Remain After a Chapter 7 Discharge


Additional Non-Dischargeable Debts

In addition, the following debts are not discharged if the creditor objects during the case and proves that the debt fits one of these categories:

  • Debts from fraud, including certain debts for luxury goods or services incurred within ninety days before filing and certain cash advances taken within seventy days after filing.
  • Debts from willful and malicious acts.
  • Debts from embezzlement, larceny, or breach of fiduciary duty.
  • Debts from a divorce settlement agreement or court decree, if the debtor has the ability to pay and the detriment to the recipient would be greater than the benefit to the debtor.

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