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Chapter 13: How it Works
Claim Filing
In a chapter 13 case, to participate in distributions from the bankruptcy estate, unsecured creditors must file their claims with the court within 90 days after the first date set for the meeting of creditors. A governmental unit, however, has 180 days from the date the case is filed file a proof of claim.
Repayment Plan Hearing
After the meeting of creditors, the debtor, the chapter 13 trustee, and those creditors who wish to attend will come to court for a hearing on the debtor's chapter13 repayment plan.
More information on later stages of a Chapter 13 case:
From the Administrative Office of the U.S. Courts
FAQs
- What are the main differences between Chapter 7 and 13?
- What happens after the plan is approved?
- I think a Chapter 13 discharge might be right for me. What debts will I be able to discharge?
- What about if I decide the trustee or creditor is right and I want to change my Chapter 7 bankruptcy. Can we just agree to do it?
- So does that mean I can file for Chapter 13 as often as I want?
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